News
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19 December 202510mnUnder fire, but protected: insurance indemnity for war risks in Kyiv
The full‑scale war has fundamentally changed how businesses approach risk management. Military threats are no longer hypothetical but part of everyday reality, especially for critical logistics facilities in major cities. One such case involved the settlement of losses following a missile attack on a logistics center operated by one of Ukraine’s leading retail chains in Kyiv. On 4 Jul 2025, during a massive missile strike on the capital, the blast wave and fragments of munitions caused significant damage to the logistics center building. External structures, façade elements, internal premises, engineering systems, and part of the warehouse equipment were affected. Despite the severity of the destruction, the business avoided financial collapse thanks to an active war risks insurance policy.
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18 December 202510mn
Full indemnity despite denial: how broker protection works
In business, insurance is often perceived as a formality or a “paper safety cushion” until a real insured event occurs. It is precisely at that moment that it becomes clear that having a policy does not automatically guarantee payment, and that the claims settlement process can turn into a complex legal and technical dispute with the insurer. In such situations, the decisive factor is not the insurer itself, but the quality of broker support. A case involving an agricultural enterprise in the Poltava region is a clear example of how professional broker protection makes it possible to obtain full insurance indemnity even after an official denial.
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13 October 202510mn
Major fire — major payout: UAH 34.4 million to an Aston client
A large‑scale fire at a manufacturing facility in the Kyiv region destroyed workshops, warehouses, and equipment. The damage was so extensive that there was a real threat of a long‑term shutdown.
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10 October 202510mn
Comprehensive insurance in action: prompt payout to a transportation company
Unexpected situations on the road can occur even with experienced carriers. During a thunderstorm, the electrical wiring of a freight vehicle caught fire.
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9 October 202510mn
Strong winds — severe damage: UAH 1.7 million payout to an agricultural enterprise
Severe weather can halt production just as effectively as a fire. Strong wind gusts damaged the roof of a production facility and a pig farm at one of the agricultural enterprises, causing significant losses.
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8 October 202510mn
UAH 9.9 million in compensation: supporting businesses at the most critical moment
A fire at a food industry production facility caused extensive damage and, unfortunately, resulted in loss of life. For the company, it became a true test of resilience.
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26 September 202510mn
Car accident with a new vehicle: payout of UAH 749,000
For the owner of a new SKODA KAROQ, this incident was a real shock: just three days after purchase, the car was involved in a traffic accident. The vehicle sustained significant damage, but fortunately, no one was injured.
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26 September 202510mn
Fire in supermarket: compensation of UAH 1.29 million
An ordinary day in a Kyiv supermarket turned into significant losses. An electrical wiring short circuit occurred in the basement, causing a fire. The flames damaged the premises, interior finishes, utilities, and goods.
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16 January 202010mn
Why are the frequency of claims, policy costs, and average payouts for compulsory motor third‑party liability insurance (OSCPV) increasing in Ukraine?
The average cost of an OSCPV policy in Ukraine for January–August 2019 increased by 7 % to UAH 604. This data was provided by the Motor (Transport) Insurance Bureau of Ukraine. Analysis of the dynamics of the number of contracts and reported claims shows that the average frequency of insurance events, if it increases, does so rather slowly. According to MTSBU data, the claim frequency for this period rose to 1.65 %, reaching the 2017 level. According to MTSBU, 7 insurers have a frequency above 3 %, while 11 companies – below 1.3 %.
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15 January 202010mn
Compulsory motor third‑party liability (OSAGO) payout limits in Ukraine are increasing by 30 %. How will the tariffs change?
On September 21, 2019, the order of the National Commission for Financial Services Regulation “On Amendments to Certain Regulatory Legal Acts Regarding Compulsory Civil Liability Insurance for Owners of Land Vehicles,” developed according to the submission of MTSBU, comes into force. The main purpose of the order is to increase the protection of the interests of consumers of insurance services under OSAGO. The last time the limits were increased was in February 2016.
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